Almost everyone wants to save money, and make their budget go farther. Stretching your dollar with finance and budgeting hacks can help get the most bang for your buck. While we could suggest things like don’t spend more than you have, which surprisingly has a need to be said more often than one might expect, […]
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Author: japneets
If there’s one thing about trying to stick with a budget that makes it difficult, it’s all the temptations that surround us. Practically every day we are faced with different ways to derail our plans to either dig ourselves out of debt, grow our savings or take away from that nest egg that is supposed […]
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If you’ve never heard of the 50/30/20 Rule of Money, then if you’re into saving, you’re in for a treat. It works like this. When you look at your take home pay, that’s your after-tax income, and divide it into 50% on needs, 30% on wants, and socking away 20% to savings, then you will […]
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Since very few have an endless cash supply, most of us at some point would need a personal loan from a bank or credit union for making larger purchases. There’s a multitude of reasons for a personal loan, starting with unexpected expenses, major events, education, large purchases, debt consolidation and more. Choosing between a secured […]
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Your credit score is the beating heart of your financial health. With a poor credit score, your finances are likely to be in weak shape. If your credit score is severely damaged, you will have a very hard time doing anything in the financial sector that involves borrowing money, opening new financial accounts or even […]
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