If there’s one thing about trying to stick with a budget that makes it difficult, it’s all the temptations that surround us.

Practically every day we are faced with different ways to derail our plans to either dig ourselves out of debt, grow our savings or take away from that nest egg that is supposed to be for something you’ve wanted for a while.

Being smart with your money can be challenging, but these tips to budgeting like a millionaire can help you find the answer.