LOANS >> Bad Credit Loans

Bad Credit Loans

If you are in need of a payday loan, but have bad credit, there are still ways to get the funds that you need. If you live in Canada and would like to know more about bad credit payday loans, continue reading below.

Applying does not affect your credit score

What are Bad Credit Loans in Canada?

Many people in Canada have bad credit and need to borrow money. In such situations Payday loans are one of the best ways for you to get a loan with bad credit or no credit at all. If you are looking for a way to get quick cash, consider applying for payday loans.  In Canada, where the interest rates on these loans are regulated by the government, they provide an option for those with less than perfect financial history or no access to traditional lending options.

Borrowers with bad credit can find payday loans for bad credit in Canada, but it’s important to research the company you are borrowing from before taking out a loan. There is a lot of competition when it comes to payday lenders that serve people with bad credit. When it comes time to pay back your loan, make sure you take into consideration how much interest and fees will be added on top of the principal amount owed.

Online Payday Loans for People with Bad Credit

Lenders know that people with bad credit are in need of a payday loan, so they have started to offer online loans for people with poor credit history. These lenders understand the importance of convenience and quickness when it comes to lending money to someone who needs it right away. No matter the type of bad credit you have, there are payday loans out there for you. There are a lot of misconceptions about bad credit payday loans and the people who take them out. The truth is that many people with bad credit need these quick loans to get by until they can get their finances in order.

Who is Eligible?

canadian man
Canadian Resident
18+ years of Age
Has a Bank Account
Proof of Income

Bad Credit Loans with Quick Approval

We all have bad days, but we shouldn’t let that stop us from achieving our goals. If you are struggling with a bad credit score and need money to get by, then there is hope for you yet. Bad credit payday loans Canada offer people with bad credit in need of a payday loan the opportunity to borrow even if they have no collateral or assets.

Read More: 7 Tips for Applying for Online Loans with Bad Credit

We respect your financial situation and will not reject you based on credit score. Our lenders evaluate the details of your loan application, including income and ability to repay the requested amount before we can make an instant decision. Cash proceeds from personal loans are unrestricted- they’re yours to use as you wish.

The goal is for borrowers with bad credit scores to improve their finances by taking out this type of loan.

Are you looking for bad credit payday loans in Canada? Poor credit is not an issue when it comes to getting a loan from Lenders. If you are in need of a short-term cash infusion, then we are the solution! We can help you get bad credit payday loans with fixed rates and terms that don’t change over time.


  • Paperless
  • No Hidden Fees*
  • E-Transfer of Approved Funds
  • Fully Automated Application System
  • Apply 24 Hours a Day
Why Crediteck?

*We will never charge you fees for our service or ask you to pay upfront fees to be considered for a loan.

Traditional Lenders

  • A Lot of Paperwork
  • Hidden Fees
  • Traditional Bank Transfer
  • Review and approval may take time
  • Limited Availability


Fill the Request Form

Complete the online application and submit it to get started.


Get Quick Decision

Reviewing your application can often take just a few minutes


Receive Money in Your Bank

If approved the funds will be deposited as soon as the next day

Thousands of Canadians, just like you, have benefited from our assistance.