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Through our platform you can access fast online loans when you need emergency financial relief. We connect your application with our network of Canadian lenders, giving you a high chance of getting approved.
Increase Your Approval Odds with our Direct Lender Network in Canada! At Crediteck, we understand the importance of securing a short-term installment loan when you need it most. That’s why we have built a strong network of direct lenders across Canada to connect you with the right loan options. When you choose Crediteck, you benefit from the following advantages:
Short-term loans generally range in the area of $100 – $1000. Dependent on the information in your application, the lender decides the amount you are qualified to receive. This amount is typically subject to increase as you successfully repay your online loans in the allotted time period.
Bad credit will not automatically disqualify you for a short-term loan. Lenders take various factors into consideration when they review and approve your loan application.
Upon approval, the majority of short-term online loans acquired through Crediteck are delivered to you electronically within a period of 24 hours, not including weekends or holidays.
Crediteck prides itself in delivering fast approvals because we understand the importance of receiving your loan rapidly in the event of financial emergencies.
Payday lenders do not usually do a ‘hard’ credit check using credit bureaus, but will often ensure information provided is accurate.
Simply use our online application to get pre approved, If you are approved you will be redirected to an instant bank verification page to verify your details with a lender who wants to work with you.
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* You acknowledge that by completing and submitting the website application you are applying for a Loan. Crediteck.ca does not perform any credit checks as part of the process of connecting you to a lender. Once connected to a lender they may, at their discretion, perform credit verification through national databases in order to determine your eligibility and ability to repay. Simply having bad credit is often not a disqualifying factor in the loan approval process.
Loans range from $100-$1,000 with terms from 4 months to 24 Months or longer. APRs range from 29.99% to 46.96% and will depend on our partner’s assessment of your credit profile. For example, on a $1,000 loan paid monthly over 12 months at 29.99% APR, a person will pay $125.09 per month for a total of $1,501.08 over the course of the entire loan period. In the event of a missed payment an insufficient funds fee of around $45 may be charged (dependent on the lender).
In the case of a default on your loan your payment plan may be terminated, and different collection methods may be employed to collect your remaining balance. Our lenders employ fair collection practices and Canadian law.
By submitting this form, you are giving your express written consent for Crediteck’s network of lenders to contact you regarding financial products and services that you might qualify for using email, telephone or text – including the use of automated technology, for calls or texts to the number you provided within your loan application.
Extending the term of the loan or making late payments may result in additional interest charges. Extensions are not available if your payment is the following business day or your payment has already been processed. Extensions are not available if you have already extended the maximum time frame and have not made a payment. You will never be charged any “hidden fees” that are not fully disclosed in your Loan Agreement or the Loan Cost & Terms. Late fees and non-sufficient funds/returned item fees may apply as described in your Loan Agreement.