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Crediteck >> Blog

Crediteck Blog

Money

Different Types of Loans

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Choose Best Payday Loan Lender

How to Connect with a Payday Loan Lender

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4 Great Ideas Where to Get Money

4 Great Ideas: Where to Get Money

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cash loans

Things You Need to Know About Cash Loans

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Steps to Applying for a Payday Loan2

Steps to Applying for a Payday Loan

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Benefits of Short Term Loans

Benefits of Short Term Loans

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loan scams

Protect Yourself from Cash Loan Scams

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first payday loan

Infographic: My First Payday Loan

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Guide to Payday Loans

Infographic: Guide to Payday Loans

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Difference Between Payday Loans and Cash Advances

The Difference Between Payday Loans and Cash Advances

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Payday Loans or Credit Cards

Payday Loans or Credit Cards?

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payday loans canada history2

History of Payday Loans in Canada

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Personal Finance

7 Tips for Applying for Online Loans with Bad Credit

7 Tips for Applying for Online Loans with Bad Credit

What to Know About Payday Loans?

What to Know About Payday Loans?

Payday Loans Laws and Regulations in Canada

Payday Loans Laws and Regulations in Canada

Budgeting, Debt

How to Create a Family Budget

How to Create a Family Budget

Benefits of Budgeting

Benefits of Budgeting

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* You acknowledge that by completing and submitting the website application you are applying for a Loan. Crediteck.ca does not perform any credit checks as part of the process of connecting you to a lender. Once connected to a lender they may, at their discretion, perform credit verification through national databases in order to determine your eligibility and ability to repay. Simply having bad credit is often not a disqualifying factor in the loan approval process.

Loans range from $100-$1,000 with terms from 4 months to 24 Months or longer. APRs range from 29.99% to 46.96% and will depend on our partner’s assessment of your credit profile. For example, on a $1,000 loan paid monthly over 12 months at 29.99% APR, a person will pay $125.09 per month for a total of $1,501.08 over the course of the entire loan period. In the event of a missed payment an insufficient funds fee of around $45 may be charged (dependent on the lender). 

In the case of a default on your loan your payment plan may be terminated, and different collection methods may be employed to collect your remaining balance. Our lenders employ fair collection practices and Canadian law.

By submitting this form, you are giving your express written consent for Crediteck’s network of lenders to contact you regarding financial products and services that you might qualify for using email, telephone or text – including the use of automated technology, for calls or texts to the number you provided within your loan application.  

Extending the term of the loan or making late payments may result in additional interest charges. Extensions are not available if your payment is the following business day or your payment has already been processed. Extensions are not available if you have already extended the maximum time frame and have not made a payment. You will never be charged any “hidden fees” that are not fully disclosed in your Loan Agreement or the Loan Cost & Terms. Late fees and non-sufficient funds/returned item fees may apply as described in your Loan Agreement.

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