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We are those who have a goal to help people in emergency and solve their short term but urgent cash problems offering them a responsible and quick solution. We are in some way transforming the credit market of Canada by offering people small online loans for short term. Such loans are much more quick, convenient and flexible than ones that other websites or Canadian banks can offer. We really try to remove all these complex procedures Canadian consumers face when they are in urgent need to borrow some money. As we really understand the importance of urgent cash for our consumers, all the operations concerning applying, being approved and getting the loan are performed online. We are really quick and extremely convenient. Try yourself!
Increase Your Approval Odds with our Direct Lender Network in Canada! At Crediteck, we understand the importance of securing a short-term installment loan when you need it most. That’s why we have built a strong network of direct lenders across Canada to connect you with the right loan options. When you choose Crediteck, you benefit from the following advantages:
Simply use our online application to get pre approved, If you are approved you will be redirected to an instant bank verification page to verify your details with a lender who wants to work with you.
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* You acknowledge that by completing and submitting the website application you are applying for a Loan. Crediteck.ca does not perform any credit checks as part of the process of connecting you to a lender. Once connected to a lender they may, at their discretion, perform credit verification through national databases in order to determine your eligibility and ability to repay. Simply having bad credit is often not a disqualifying factor in the loan approval process.
Loans range from $100-$1,000 with terms from 4 months to 24 Months or longer. APRs range from 29.99% to 46.96% and will depend on our partner’s assessment of your credit profile. For example, on a $1,000 loan paid monthly over 12 months at 29.99% APR, a person will pay $125.09 per month for a total of $1,501.08 over the course of the entire loan period. In the event of a missed payment an insufficient funds fee of around $45 may be charged (dependent on the lender).
In the case of a default on your loan your payment plan may be terminated, and different collection methods may be employed to collect your remaining balance. Our lenders employ fair collection practices and Canadian law.
By submitting this form, you are giving your express written consent for Crediteck’s network of lenders to contact you regarding financial products and services that you might qualify for using email, telephone or text – including the use of automated technology, for calls or texts to the number you provided within your loan application.
Extending the term of the loan or making late payments may result in additional interest charges. Extensions are not available if your payment is the following business day or your payment has already been processed. Extensions are not available if you have already extended the maximum time frame and have not made a payment. You will never be charged any “hidden fees” that are not fully disclosed in your Loan Agreement or the Loan Cost & Terms. Late fees and non-sufficient funds/returned item fees may apply as described in your Loan Agreement.