Crediteck online loans logo
Get Started

Category: Money

Debt-to-Income Ratio (DTI): What It Is and Why It Matters

debt-to-income ratio

Have you encountered the term “debt-to-income ratio” but aren’t sure what it means? We’re here to help! In this article, we will explore the meaning and importance of your debt-to-income ratio as well as five smart ways to improve it. What is a debt-to-income ratio? The debt-to-income ratio (DTI) is a measure of an individual’s […]

E-Transfer Personal Loans in Alberta

e-transfer personal loans in Alberta

What Are E-Transfer Personal Loans in Alberta? E-transfer personal loans in Alberta allow you to cover urgent expenses by providing quick funds. The funds are deposited into your bank account via e-transfer. Life in Alberta has never been more expensive, and personal loans can help bridge gaps in cashflow for Alberta residents. Obtain E-Transfer Personal […]

Payday Loans in Toronto

payday loans in Toronto

What Is a Payday Loan? Payday loans are short-term, small-dollar loans repaid on the next payday. You can use payday loans to cover a wide range of expenses, including car repairs, medical bills, groceries, rent, and more. Our online application process makes online payday loans more accessible than ever before. You can apply online via […]

© 2024 Crediteck.ca. All rights reserved.

Disclaimer: Crediteck is an independent loan search and financial services comparison platform. Crediteck may receive compensation from the offers shown on its website or the providers you may be matched with after you submit an application. Our intention is to provide you with the best tools, content, products and services to help you reach your financial goals. Crediteck’s services and resources are free to use and we do not charge consumers for any of our services. We aim to provide applicants with impartial and accurate information so that they can make the best financial decisions.

Loans range from $100-$5,000 with terms from 4 months to 24 Months or longer. APRs range from 29.99% to 46.96% and will depend on our partner’s assessment of your credit profile. For example, on a $1,000 loan paid monthly over 12 months at 29.99% APR, a person will pay $125.09 per month for a total of $1,501.08 over the course of the entire loan period. In the event of a missed payment an insufficient funds fee of around $45 may be charged (dependent on the lender).  

* You acknowledge that by completing and submitting the website application you are applying for a Loan. Crediteck.ca does not perform any credit checks as part of the process of connecting you to a lender. Once connected to a lender they may, at their discretion, perform credit verification through national databases in order to determine your eligibility and ability to repay. Simply having bad credit is often not a disqualifying factor in the loan approval process.

 

Privacy Policy – Terms – Contact