Welcome to our FAQs section! Here, you will find answers to some of the most common questions we receive from our users.
The lenders we partner with offer payday and personal loans ranging from $300 to $5,000. The amount you qualify for is determined by the lender based on the information provided in your application.
At Crediteck.ca, we do not perform credit checks or require documents to connect you with a lender in our network. Many of our lenders also do not perform credit checks. Instead, they use advanced instant bank verification technology to securely confirm your application details.
Once you sign your loan agreement with a lender, funds are typically sent via e-transfer or direct deposit into your account within 24 hours or less.
Applying on our website is free of charge. Any fees related to your loan will be detailed in your loan agreement with the lender.
There are no restrictions on how you can use your personal or payday loan. Common uses include paying bills, covering emergency expenses, funding vacations, and supporting large purchases.
After applying online, multiple lenders instantly review your application. If a lender wants to work with you, you will be redirected to their website.
The information required in order to complete a request for an online loan includes your name, address, contact details, employment information, and banking details. SIN is not required, but opting to include it with your information may increase your options for the amount of online lenders available to you.
If you are not matched with a lender after applying on our website, it means that none of the lenders in our network can offer you a loan based on your application details. Please double-check your application to ensure all fields are filled out correctly.